Effective date: 30 July 2026
Last updated: 30 July 2026
1. Introduction
These Website and Enquiry Terms and Conditions (“Terms”) govern your use of the Interflex Capital website and the submission and administration of enquiries through our website, online forms and related communication channels.
The website is owned and operated by:
Interflex Capital (Pty) Ltd
Registration Number: 2008/007782/07
National Credit Regulator Registration: NCRCP6979
Cedarwood House
Ballywoods Office Park
33 Ballyclare Drive
Bryanston
Sandton, 2191
South Africa
In these Terms, “Interflex Capital”, “we”, “us” and “our” refer to Interflex Capital (Pty) Ltd. “You” and “your” refer to the website visitor, person submitting an enquiry and, where applicable, the business or organisation represented by that person.
2. Acceptance of these Terms
By using this website or submitting an enquiry, you confirm that:
- you have read and understood these Terms;
- you agree to be bound by them;
- the information you provide is accurate to the best of your knowledge; and
- where you act for a business or another person, you have the authority to do so.
If you do not agree with these Terms, you should not submit an enquiry through the website.
3. Purpose of the website
The website provides general information about Interflex Capital and its capital, advisory, transaction and business-development services.
Website content is provided for general information and initial engagement purposes. It is not intended to constitute:
- an offer of credit or funding;
- a binding commitment to provide capital;
- approval of an application;
- investment, legal, tax or accounting advice;
- a recommendation to enter into a particular transaction;
- a guarantee that funding or a transaction will be completed; or
- a substitute for advice based on your specific circumstances.
You should obtain appropriate independent professional advice before making a material financial, legal, tax, investment or commercial decision.
4. Interflex Capital services
Interflex Capital’s services may include:
- Capital Solutions;
- Capital Readiness;
- Growth Readiness;
- Transaction Structuring;
- M&A Advisory;
- Enterprise Development; and
- related capital, transaction and business-advisory services.
The availability, scope, eligibility criteria, pricing and terms of each service may differ.
The website and enquiry process provide an initial route into these services. A formal service relationship will arise only when the relevant parties enter into a written mandate, facility agreement, credit agreement, engagement letter or another binding agreement.
5. Enquiries are not applications or approvals
Submitting an enquiry:
- does not constitute a formal application unless we expressly state otherwise;
- does not oblige Interflex Capital to provide a service;
- does not constitute approval of funding or credit;
- does not reserve capital;
- does not create a fiduciary, advisory or contractual relationship;
- does not guarantee an introduction to a funder, investor, buyer, seller or partner; and
- does not guarantee that any transaction will be successful.
We may accept, decline, redirect or request further information concerning an enquiry at our discretion, subject to applicable law.
6. Assessment and due diligence
Any potential engagement may be subject to:
- eligibility and commercial-fit assessment;
- identity and business verification;
- credit, affordability and risk assessment where applicable;
- verification of contracts, purchase orders, invoices and supporting documents;
- financial and operational due diligence;
- legal, regulatory, sanctions and fraud-prevention checks;
- valuation or transaction assessment;
- internal credit or investment committee approval;
- availability of capital;
- acceptable security or risk-mitigation arrangements; and
- execution of appropriate written agreements.
Interflex Capital may request additional information or documents at any stage. Failure to provide adequate, accurate and verifiable information may delay or prevent further assessment.
7. Accuracy of information
You confirm that all information and documents supplied through the website or subsequent communications are, to the best of your knowledge:
- accurate;
- complete;
- current;
- authentic; and
- not misleading.
You must notify us promptly if material information changes.
You may not submit falsified, altered, fraudulent or unlawfully obtained information. Interflex Capital may suspend an assessment, reject an enquiry or take appropriate legal action where fraud, misrepresentation or unlawful conduct is suspected.
8. Authority to act
Where you submit an enquiry for or on behalf of a company, close corporation, partnership, trust or another organisation, you confirm that:
- you are authorised to represent that organisation;
- you are authorised to provide the submitted information;
- you are authorised to receive communications concerning the enquiry; and
- any personal information relating to another person has been provided lawfully.
We may request proof of authority, board resolutions, mandates, identity documents or beneficial-ownership information.
9. Personal and confidential information
Personal information submitted through the website will be processed in accordance with our Privacy Notice and applicable law.
You should submit only information reasonably relevant to your enquiry. Do not send original documents or highly sensitive credentials, passwords, PINs, bank-card details or one-time passwords through the enquiry form.
Although we apply reasonable safeguards, submitting information through a website enquiry does not, by itself, create a legal duty of confidentiality equivalent to a signed non-disclosure agreement.
If an engagement requires the disclosure of materially sensitive commercial information, the parties may enter into an appropriate confidentiality agreement or mandate.
10. Third-party funders, investors and service providers
Certain services may involve third-party funders, financial institutions, investors, development-finance institutions, programme sponsors, professional advisers or transaction counterparties.
Interflex Capital does not control the independent approval processes, risk requirements, pricing, timelines or decisions of third parties.
Where we introduce you to or engage with a third party:
- that party may conduct its own assessment;
- additional terms and documentation may apply;
- the party may accept or reject the opportunity independently; and
- Interflex Capital does not guarantee the third party’s performance or decision.
Relevant information will be shared only in accordance with applicable authority, engagement terms and our Privacy Notice.
11. Fees
There is no fee merely for viewing the website or submitting an initial enquiry unless clearly stated otherwise.
Professional, advisory, arrangement, due-diligence, success, transaction or other fees may apply to subsequent services. Any applicable fees, payment terms and deliverables will be recorded in a quotation, mandate, engagement letter, facility agreement or other written agreement.
No fee displayed or discussed informally becomes binding unless confirmed through an authorised written communication or agreement.
12. Intellectual property
Unless otherwise indicated, all website content—including text, branding, logos, graphics, documents, processes, designs and downloadable material—is owned by or licensed to Interflex Capital and protected by applicable intellectual-property laws.
You may view, download or print reasonable extracts for your internal, non-commercial use.
You may not, without prior written permission:
- reproduce or republish substantial website content;
- alter or remove copyright or ownership notices;
- use our branding in a misleading manner;
- sell, license or commercially exploit our content;
- represent our material as your own; or
- use our website content to create a competing service or publication.
13. Acceptable website use
You may not:
- use the website for unlawful, fraudulent or abusive purposes;
- attempt to gain unauthorised access to the website, server or connected systems;
- introduce malicious code, malware or harmful material;
- interfere with the website’s operation or security;
- scrape or harvest information through unauthorised automated methods;
- impersonate another person or organisation;
- submit false or misleading enquiries; or
- infringe the rights of Interflex Capital or another person.
We may restrict access or report suspected unlawful conduct to the appropriate authorities.
14. Website availability and accuracy
We take reasonable steps to maintain accurate and current website information, but we do not warrant that:
- every page will always be available;
- the website will be uninterrupted or error-free;
- all information will always be complete or current;
- every service described will remain available; or
- the website will be free from every security vulnerability.
We may update, suspend or withdraw website content or functionality without prior notice.
15. Third-party links
The website may contain links to third-party websites or resources. These links are provided for convenience and do not necessarily constitute endorsement.
Interflex Capital does not control and is not responsible for third-party content, availability, security, terms or privacy practices. You access third-party websites at your own risk.
16. Electronic communications
By submitting an enquiry, you authorise Interflex Capital to communicate with you using the contact details supplied, including by telephone, email, SMS or WhatsApp, for purposes connected with:
- your enquiry;
- assessment and verification;
- requested documents;
- appointment scheduling;
- service delivery;
- transaction administration; and
- the management of an existing relationship.
These operational communications are separate from optional marketing communications.
You are responsible for ensuring that the contact details provided are accurate and secure.
17. Limitation of liability
To the maximum extent permitted by applicable law, Interflex Capital will not be liable for loss arising solely from:
- reliance on general website information without obtaining appropriate advice;
- inaccurate or incomplete information supplied by you or a third party;
- the independent decision or conduct of a third-party funder, investor or service provider;
- website interruption, transmission failure or circumstances beyond our reasonable control;
- unauthorised access caused by a user’s failure to secure their own devices, accounts or communications; or
- a decision to decline, suspend or discontinue an enquiry where permitted by law.
Nothing in these Terms excludes or limits liability that cannot lawfully be excluded, including any rights or remedies that apply under mandatory consumer-protection, financial-sector or credit legislation.
18. Regulatory and contractual precedence
These Terms govern only use of the website and the initial enquiry process.
Where applicable, a signed:
- mandate;
- engagement letter;
- quotation;
- facility agreement;
- credit agreement;
- confidentiality agreement; or
- transaction-specific contract
will govern the formal relationship and will prevail over these Website and Enquiry Terms to the extent of any inconsistency.
Nothing in these Terms overrides rights or duties arising under applicable legislation, including the Protection of Personal Information Act, National Credit Act, Financial Advisory and Intermediary Services Act or Consumer Protection Act where those laws apply.
19. Governing law and jurisdiction
These Terms are governed by the laws of the Republic of South Africa.
Subject to any mandatory dispute-resolution or regulatory process, disputes relating to these Terms will fall within the jurisdiction of the competent South African courts.
20. Changes to these Terms
We may update these Terms when our services, website, business practices or legal obligations change.
The revised Terms will be published on this page with an updated effective date. Continued use of the website after publication of revised Terms constitutes acceptance of the revised version, to the extent permitted by law.
The version in effect when an enquiry is submitted will ordinarily govern that enquiry, unless subsequent written terms are agreed.
21. General provisions
If any provision of these Terms is found to be unlawful or unenforceable, the remaining provisions will continue to apply.
A failure or delay by Interflex Capital to exercise a right does not constitute a waiver of that right.
No person may transfer their rights or obligations under these Terms without our prior written consent, except where such restriction is prohibited by law.
22. Contact details
Questions concerning these Terms may be directed to:
Interflex Capital (Pty) Ltd
Cedarwood House
Ballywoods Office Park
33 Ballyclare Drive
Bryanston
Sandton, 2191
South Africa
Telephone: +27 79 193 7979
Email: [email protected]
Information Officer: Daki Nkanyane
Information Officer email: [email protected]